Update on the fender:
I think I am going to splurge on this Motolanna fender. I hacked up my stock fender I had trying to lower it. It just won't work without some serious fabrication. The fender is to narrow for my wider tire and the fender bracket runs out of "meat" if I were to relocate the holes. Oh well, the fender I had was dented and would have annoyed me anyway.