My second "K Series" BMW, a "one owner" 1992 K1100LT, had a PO who really pampered it, but there were 3 occasions when disaster struck. First time he had it parked on the centre stand in 43 deg C temps and the tar melted below it and it fell over, doing 2000 bucks worth of damage.
The second time, he'd just parked outside a gun shop and a drug addict accosted him trying to bum some money off him. My mate Pete doesn't have a lot of tact, so he told him to pisss off. Pete walked into the shop and heard a crash, looked out the window and the druggo was running up the street. Pete is pretty unfit and had already had one heart attack by then, so didn't bother chasing him. Damage? $2200.00.
Last time, (just before I bought it) he had it parked in Victoria Barracks here in Melbourne, and a couple of BlackHawk helicopters flew into the barracks and got too close to the area where all the mtorcycles were parked, and most of them fell over. The damage was just under $2500.00, which pete claimed on his insurance, and also put a claim in against the government, and was compensated to the tune of $3000.00.
Once it was repaired again he ordered a new BMW R1200GS and sold me the K1100LT for $3750.00. I almost dropped it in my driveway turning it around, which would have been bad, I didn't bother insuring it. Cheers, Terry.