Scott, not dismissing your theory at all.... but the poster has not had the motor apart and does not have a N light , as I expected. So, we don't know if the bike was actually in N or a 'false' N between gears
Coma.... connect a 12v test light between battery + and the terminal on the N switch. 'Click' gearshift until light comes on = N. May need to rock back wheel to get the bike to shift. Notice I said 'click' not 'kick' as you describe......
As near as I could tell, my motor had never been out of the frame, much less taken apart. I believe the snap-rings were improperly installed at the factory. I agree about verifying the drum is in the neutral position with the switch; good idea!
Coma, in my case, there were 2 snap-rings that had popped out of the grooves, one on the left side, and one on the right, so it could have possibly gone into a gear leaning either way. In my case, the bike was leaning to the left, on the side-stand. Also, the greater angle you can lean the bike, the better, because it is only gravity that makes the gear slide on the shaft. Be careful; don't drop the bike!!!