...but a rattling cam chain is definitely not too stretched
I had a discussion with other CB guys last week about adjusting the cam chain. One guy loosen the screw and turn engine around and tighten it. He said that too tight is not good either.
I have always, since my first attempt to follow the manual which say loosen tensioner screw at idle and it will adjust automatically, used the kick while I have a screwdriver, allen tool stucked into the end of the tensioner housing to see when it is in the deepest position which will take some kicks. Here lock the screw and nut.
The automatic procedure might work with a harder spring. My bike had only max 20.000km back then when I tried the recommended by Honda procedure.
No problem for me with kick and deepest position.
While talking about chains... same guy mentioned a case he is involved in (repairing the engine)...one guy geared down too heavy from 3:rd to 1.st gear and the primary chains broke, blew the cases, crank etc etc. I think this was more or less a race CB750 SOHC engine. I do not know if the chains were heavy duty chains or only the Honda OEM primary chains.