The 650 have got a HyVo camchain, and no, it shouldn't rattle when correctly tensioned. You will hear some noise from the tappets, the cam chain, the clutch and the primary drive when you start the engine from cold, but once the engine is warm it should be quiet. You should also make shure you adjust the valve cle clearances before you conclude you have a cam chain noise. The problem with the cam chain is that the semi automatic tensioner sometimes is stuck and doesn't move and take up the slack in the chain when you loosen the lock nut on the tensioner and rotate the engine.
And like nickjtc said, some of us have found our own way to deal with this problem. And he is right, a full tune up and getting the carbs synched will help.