For most, just good is good enough. There's little advantage to 0.1% accuracy. Bolts themselves aren't manufactured, worn and cleaned by yourself to such tight tolerances anyway. Most of us also won't need a wrench that lasts a million bolts either. So no need to go overboard.
With all respect to people who take pride in having the best tool for every job, cheap HF can also be totally fine. If you calibrate it and it's way off, return it. Even the cheapest of wrenches can be well within 5% or so over a full 1:5 range, so one that isn't, is just broken and should be returned. Better than 5% IMO is unneeded for reasons above.
You can also just use it with your own calibration. Recalibrate every 1000 bolts or 10 years or so, whichever comes first... If you are a shop owner it's different of course, then a tool that lasts forever through abuse without needing this maintenance is worth the price.
It's never rocket science though.