Topic: insurance

[Geeto67]

often the cheapest policy is going to be the one you can bundle with other policies. I had my cars already with geico so the motorcycle quote I got was cheaper than anything else going.

[wardenerd]

I am at a loss to understand whats up with an antique tag.  The tag costs more than a regular tag and is just decoration with the same rights as a regular tag. I run an antique tag on my 77 550F.  I also have Hagerty and a stated value of $5000.00.  I used the breakdown insurance 3 months after I got the policy without any questions.

[dusterdude]

You only pay for the antique tag once,not every year like a regular tag.the state has to recoup their money somehow


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[wardenerd]

In NC an antique motorcycle tag must be renewed every year.

[wardenerd]

must be 35 years ild.  No inspection required

[dusterdude]

Wow


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[ekpent]

Michigan is also a one shot deal on the antique plate-yes no tag- but the rules stipulate that technically you must be riding it to a show or event etc.,not everyday commuting.

[Retro Rocket]

- and they go by the amount of damage I can cause with the vehicle.

That there sounds like a challenge...

[70CB750]

- and they go by the amount of damage I can cause with the vehicle.

That there sounds like a challenge...

LOL!  We have my oldest daughter on our insurance and she is supposedly driving my CJ7 with stickshift  beacuse thats where the fee is lowest.  This country is owned by insurance companies.

[Stev-o]

I pay $70 something a year for liability on a CB400f through Foremost.

That's about three times what I pay with Liberty Mutual. Are you under 25?

[Hon3ybadger]

often the cheapest policy is going to be the one you can bundle with other policies. I had my cars already with geico so the motorcycle quote I got was cheaper than anything else going.

How much was the addition of the bike to your car premium?

[Geeto67]

often the cheapest policy is going to be the one you can bundle with other policies. I had my cars already with geico so the motorcycle quote I got was cheaper than anything else going.

How much was the addition of the bike to your car premium?

Well I don't know because it was more of a reduction in costs. My 2006 ducati was roughly $1100 (full coverage) a year with dariyland when my cars were with Geico. This is New York City pricing and I have a completely clean driving record with no accidents or tickets for over 10 years. Progressive was quoting me roughly $845 (Full coverage) a year, and I don't think I was getting a better rate from GMAC or Hanover. However Geico was $580 a year because of their existing customer discount. At the time the bike was still financed so it had to be insured for full coverage. When I moved to Ohio it dropped slightly to just over $500 a year full coverage. Why didn't it get cheaper when I moved? state insurance classifications. In NY the bike was considered a standard since at the time it was new and they just lumped it in the same category as the monsters. In ohio the bike is classified a sport bike, because frankly it is one (full racer tuck and extremely favorable power to weight ratio).

So how much did it add to my policy? $500. But it saved me at the time between $300 and $500 because thats what the other insurance companies wanted to charge me for just the one vehicle.

At the time I bought the bike I went with dariyland because that is who the dealer recommended and had connections with (i.e. were a broker for). I am still pissed I paid them for 2 years without thinking to shop around for a better rate (to be fair I was also 28 when I bought the ducati new so... young and stupid).

[Powderman]

often the cheapest policy is going to be the one you can bundle with other policies. I had my cars already with geico so the motorcycle quote I got was cheaper than anything else going.

If you canceled wouldn't they have to rebate the unused portion of your payment?

How much was the addition of the bike to your car premium?

Well I don't know because it was more of a reduction in costs. My 2006 ducati was roughly $1100 (full coverage) a year with dariyland when my cars were with Geico. This is New York City pricing and I have a completely clean driving record with no accidents or tickets for over 10 years. Progressive was quoting me roughly $845 (Full coverage) a year, and I don't think I was getting a better rate from GMAC or Hanover. However Geico was $580 a year because of their existing customer discount. At the time the bike was still financed so it had to be insured for full coverage. When I moved to Ohio it dropped slightly to just over $500 a year full coverage. Why didn't it get cheaper when I moved? state insurance classifications. In NY the bike was considered a standard since at the time it was new and they just lumped it in the same category as the monsters. In ohio the bike is classified a sport bike, because frankly it is one (full racer tuck and extremely favorable power to weight ratio).

So how much did it add to my policy? $500. But it saved me at the time between $300 and $500 because thats what the other insurance companies wanted to charge me for just the one vehicle.

At the time I bought the bike I went with dariyland because that is who the dealer recommended and had connections with (i.e. were a broker for). I am still pissed I paid them for 2 years without thinking to shop around for a better rate (to be fair I was also 28 when I bought the ducati new so... young and stupid).