The reason you can't find a 'guide' on the forum is probably because there are just too many permutations of filter and exhaust set-up. All anyone can do is try to get you in the ballpark, and from then it is trial and error. Pod filter quality varies, tuning will be different if you have cheapy Emgos or the more expensive K&Ns for example. Whether they are oiled or dry will also make a difference. Velocity stacks (never heard them called horns before, learn something every day) vary in volume, length etc. Aftermarket exhausts also vary widely in specification.
If you've been hanging around a while, you will know there are a lot of people who are haters of this kind of mod, and also many who have successfully done it. I am in the latter category, but as my carbs are PDs and I'm running pods my mods are going to be of little help to you. I would also quantify what I mean by 'successfully done it'. My bike is close to what I would consider to be perfect tune throughout the range, but still not as good as a stock set-up can be made to be. I can only echo Jerry's advice - do one mod at a time. Raising your needles would seem to me to be a good place to start. My PD carbs are also 105 stock, and I settled on 130s, so 120 might get you pretty close on yours. But as said, it's like comparing apples and pears. I'm sure Lucky was compiling some sort of record of what others have done - maybe have a look and choose the settings closest to your set-up?
If you're not going for looks or performance, but rather using your stacks just because they were already on the bike, you would be well advised to look out for a stock airbox which will save you time and money. Best of luck.