Honda did put clear coat on decals and continues to do so, not all the earlier model Honda's were clear coated but I have seen both on factory paint, not exactly sure when they decided it was better to clear coat. There are added benefits of having a clear coat, it slows down the fade that is common on uncleared decals, decals will always last longer if covered in clear. It really makes no difference if a tank is damaged and has clear on it clear or not, its no big deal to remove clear as it is generally much thinner than paint, and if the repair is done properly, everything should be removed anyway... You need to know what type of plastic has been used when buying after market decals {most will state somewhere that they can be clear coated}, clear, or the thinners in it, will soften , dissolve or blister lots of types of plastics. I have a friend that does wraps on cars for advertising and has a huge printing machine and he told me that if I wanted decals to be clear coated they would have to be of a certain type of plastic, that was confirmed on this site by one of the members here that make decals....