Yeah, at 60,000 theres a fair chance the chain is done, depending when it was last replaced. Have you done any other maintenance on the bike? How does it run otherwise? If no other regular or recent maintenance has been done, might be time to check a few things.
I haven't done so, but I'm pretty sure you can pull down the 550 top end with the motor in the frame.
Some cam chains are endless, which means the crank has to be pulled out to replace the chain, others have master links, and can be done with the valve cover off.
As for the tensioner, if the adjuster rotates, and springs back to centre, it's probably OK. But there is 2 cam chain guides, which I'd suggest inspecting. This will require removing the head as a minimum.