Government insurance isn't always what it's cracked up to be either, the people quoting the rates in BC are quoting rates for liability only. If I had full coverage on a 800cc bike in BC it would cost more than a $60,000 SUV. I have every discount including over 65 and would pay around $650 for a 750cc bike in BC, liability only, no fire, theft, or collision. I don't consider that cheap!! In BC the type of bike has no bearing on basic insurance costs, only the displacement. What's good in BC is the "collector" plate system, for expample I pay $100 a year for my 73 CB750, that's basic liability only. I have a few bikes and get no discount for multiple bikes. Not compaining though when I read what you're paying in Ontario.
