I push the spacer over them use a blind puller to pull the bearing out. They sell them at harbor fright
This is the 'tool for the job'. It's pricey; in Canada (Princess Auto) the same tool is $150, but it's worth it.
Why does Honda have to make this such a pain? A tight fit bearing is more than enough to keep itself in place. I'm no expert, but I've done wheel bearings on 4 bikes, mostly Kawis, one Suzuki, and none of them had any sort of retainer other than the spacers being sized to put pressure on the inner race while protecting the bearing and outer race.
I mean, practically speaking, what's stopping you from just...not having this retainer?