Topic: Completing My Stable

[MikeSimon]

That doesn't answer my question Mike. I'm not talking about historical bikes. You say you have 16 bikes but you only tell us what it cost to insure the CBX. I'm talking about being able to hop on any one of the 16 bikes and take a putt. You would have to have tags from DMV on each bike but what about insurance?

Sorry for the inadequate response. Unlike in some countries, were registration and insurance will cover several bikes, here where I live, you need to register and insure each bike separately. You get a break for "bundling" and have home owner's and motor vehicle insurance together, but the rates for the individual bikes vary depending on the insurance's risk assessment and "repair friendliness" (speak: cost for) the specific bike. The bike I ride the most is a 2012 BMW K1600GT and it costs me $220.- per year, full coverage.

[mrbreeze]

So you pay $220 a year for the Beemer and $40 for 6 months on the CBX but what about the rest of the herd? What I'm getting at is what would a guy have to pay to be insured to be able to hop on any bike in his collection. Jerry says the cost only increases a few bucks for each additional bike. I guess what I mean is price for liability...not each bike for a certain amount of coverage.

[MoMo]

If your bikes are registered historic/antique try Hagerty.  $18 a year for my 82 Seca 400...Larry

[MikeSimon]

So you pay $220 a year for the Beemer and $40 for 6 months on the CBX but what about the rest of the herd? What I'm getting at is what would a guy have to pay to be insured to be able to hop on any bike in his collection. Jerry says the cost only increases a few bucks for each additional bike. I guess what I mean is price for liability...not each bike for a certain amount of coverage.

I really don't know how to answer your question other than listing each individual insurance premium. And then again, it may not tell you anything, because insurance rates vary significantly from State to State and owner profile to owner profile.
I cannot say that the cost increases only a few bucks for each additional bike here in Ohio for me. The cost per bike per year ranges from $70.- per year to $220.- with my 1973 Kawasaki H1 being the least and my K16 the most expensive. All other BMWs except the 1978 R100S are close to $200.- per year

[ekpent]

 A good friend of mine here in Michigan who has a nice collection of newer and older bikes is able to call his friendly insurance agent and can purchase insurance for the amount of days that he plans on riding it. We recently took a ride together and he activated the insurance on his Honda Rune for a few days to get it out and stretch its legs.

[Don R]

 I insure my diecast and sandcast for agreed value at Allstate. (I think, 10K and 20K) When I added my low buck 78 Goldwing for just liability the total bill went down.

 Nice collection Jerry. I too, am at max garage capacity, 15 bikes at last count. Some need to find their forever home.