I think you're creating much ado about nothing. Even when these engines are in tip top shape and running well they still have a "worn out old sewing machine" sound when running. Just the nature of the beast. It's part of their charm.

Take it for a ride, wind er' up to 8500rpm or so, and you should no longer hear any rattles at speed. If you do, then it's time to slow down and fix something.

Member ofreen here is closing in on 200,000 miles on his CB750F with the original cam chain and tensioner post. I am currently drag racing a CB750 with over 30,000 miles with the original cam chain and tensioner post. My CB750 street ride has over 60,000 miles on the original cam chain and tensioner post. Other members here have examples of other high mileage accomplishments, all with the original cam chain and tensioner post. 17,000 miles is barely broken in barring any serious abuse and or neglect.

Too much tension on the chain will likely cause premature wear of the hardened rubber tensioner wheels which could ultimately lead to more serious problems.