hitman--no, i haven't tried the others, but mcguire called all of the manufacturers of these bearings (i brought the actual bearings in), and had no luck. and yes, the couple that they did have were more expensive--for example the 63/22 is $15.40 from servicehonda, and $22 from mcguire.
Bodi--i'd have to look at the 5205 to see if they are as you are describing, but i'm just repeating the honda part#, and their decsription. all of the 650 bearings are the same, except for the countershaft needle bearing, which has a different style outer race than the 550 (but same sized, so i could theoretically use the needles, cage and inner race with the 550 outer race). the 650 engine had 18,000 miles on it, and appeared to have been babied. worse case scenario, i'll just use these.
when i talked to my machinist about bearing wear, he said that the races weren't so much of a worry as the balls and needles themselves. because they are constantly spinning, the shock is distributed pretty evenly. however, he said that what happens is fatigue of the balls/needles from precisely the "climbing" motion i was talking about before, resulting in brittleness...which could obviously be pretty bad. 18,000 miles though...not too bad.