Hi Gary Brown, and welcome to sohc4. I was going to say, put up a photo but you may not be able to do that yet. So here is a pic of mine you can eyeball for differences. K1 or K0, not much diff here methinks. Do you have factory shocks, wheel, tire? There is about an inch below the rear tire.
I have seen a few threads about rusted frame tubes, hope that's not your problem.