You're more than welcome, everybody helps each other on this forum!
I'd like to say that what makes "Higher end" mufflers expensive, are usually the types of materials used, geological location of the production/assembly, and the cost of marketing. Unless it's a big name racing brand, I doubt they do a lot of performance testing.
Sure, more expensive is better in terms of build quality, but as you know, not always better performing for our stock bikes.
It also depends on what kind of performance you are looking for.
You want quiet, so you're naturally looking at more low end torque and less top end.
High end mufflers almost always open up the exhaust, letting out more air specifically for top end, which may also slightly increase low end torque if tuned correctly. You will never gain power across all rev range simply by opening up exhaust. It has to be done with engine/carb work.
As for "really really quiet" mufflers, you may need to go down on jets, because you are restricting air flow so much so that the A/F ratio becomes way too rich resulting in poor performance, and polluting the atmosphere more.
So for your application, anything with stock or smaller outlet diameter and/or baffle should work.
Expensive or not, quieter mufflers simply restrict the flow of air or reflect/absorb sound waves within the muffler.
More expensive ones may have better exhaust tone to it though, some cheap ones can have "metallic" sound from what I've noticed, but it's also very subjective and you may like it.
You can always buy a cheap but good looking one, and glasspack it, or come up with a plate with lots of small holes which sits inside the muffler.
Despite what I wrote above regarding high/low end power, I hardly believe you will notice any difference in performance. Heck, I don't think it made any significant amount of difference in power when I ran straight pipe for a while after dropping my bike and the muffler mount failed. Running pods did though, haha. I also hear that 4-2-1 headers make the real difference in power.
If you wanna spend more money, get stainless steel or titanium for longevity as well as tiny weight reduction if you care...
You can look at places like CycleXchange or Carpy's if you want exhausts that was engineered with actual research, time, and money invested in making them specifically for SOHC CBs. They can be expensive, but will work great, although I'm not sure if they fit 550s, because there's more demand in 750s. You'd have to look into that.
Good luck!
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