You have a few bikes as additional funds Terry

I have around $100.000US left to pay on my house.
I have not been in a hurry to pay that very soon with a very low interest of 1.14%. Saved money on another account.
End of this year probably 4.5-5%. I had that level 2004-2007 on a bigger dept.
Savings get higher interest too so not that big difference of interest in reality before the savings were much lower.
But, I need to pay quicker than planned. Who knows what can happen with saved money when bank goes bad as they have started to do worldwide?
One thing is sure if my bank should go bancrupsy, my savings will be lost but not my debt of same amount!
We had planned to buy another property in a better climate before selling the existing house.