Thank you for the responses.
Yes, into it I realized red is battery, black is 12v to the system. (I'm an old car mechanic.)
I tried to open the old ignition switch and the plastic back broke, exposing the well-worn contacts, so I got a new repop switch.
The symptom remained unchanged.
I made a short testing harness out of the same colors to plug into the switch and the harness, so I could isolate each wire (3 brown, 1 black, 1 red) at a time.
Only when I unplug the harness black wire, then the test light comes back on.
I have unplugged every black source from the harness. I unplugged the brown/white strip wire in the triangular box and got low level lights on the dash indicator lights.
I just rode this bike, and it sat. Nothing else was done except changing out the hi/lo beam switch parts. I turned on the switch, tested hi/lo, checked out OK. That's it.
It's just weird.
The next step is looking for a melted wire hidden in the harness.
I haven't heard of a system component causing this.