I'm in agreement with the other comments regarding the 550 either being heavily modified, or the 750 needing a tune-up. I'm guessing more likely the tune-up is the culprit.
My dad bought my current K8 brand new almost 30 years ago. (I was lucky enough to talk him out of it when he decided he needed newer cruiser type a couple of years ago...) He is constantly talking about how hot the bike was when he got it, with relatively few mods (EI, new headers/pipes). He claims to have had the spedo pegged a few times (140+ MPH!) I'm not sure if this was going down hill, tailwind, etc., but I have yet to have the bike up over 100, (believe me, I've tried...) It feels strong and relatively quick when I ride it, but certainly not capable of getting to and beyond the century mark. I know these bikes are capable of it, which is making me lean real hard on the idea of my bike really needing a tune-up. The bike is running on points now, and has a pretty inexpesive exhaust, so it could well be that the bike is still jetted for whatever mods my dad had on the bike previously. I'd love to get ahold of the Jardine headers he had, if that's what gave the bike its spunk!
However, even having said that, my dad and I went on a weekend ride to the coast last summer. At one point we opened them up, and the K8 was dead even with his Vulcan 1500 (even pulling ahead a bit) up to about 90-95, whereupon I had nothing left and he pulled away like I was standing still. He later told me he was a bit dissapointed in all his new 1500 cc's when he couldn't shake me under 90. Mind you this was on a flat straightaway... He most certainly had problems keeping up with me when we got on it in the twisties.
- Kile