Two old timers decided to go fishing. As they stood along the riverbank, one of them heard a voice saying "pick me up...pick me up". He looked down and saw a frog. When he picked the frog up, the frog said :I am really a lovely young woman. If you kiss me I will turn back into one and we can go back to my place. I will make it worth your time
"
The old fellow put the frog in his coat pocket, whereupon his buddy said "What's the matter with you?? Why didn't you take her up on her offer?"
The old guy replied, "At my age, I'd rather have a talking frog!!"