Don't understand why do you wonder. Care for traffic accidents are not covered in any healthcare plan anywhere from what I know. In Spain, the medical care of somebody injured in an accident is covered by the car or bike insurance. I have cheap insurance for my bikes and it covers anything I cause to others, but my medical expenses only up to 3.000 euro.
If you want your healtcare cover injuries sustained while enjoying a leisure activity -anyway you put it, riding a motorcycle in the US is a leisure activity even when commuting-, expect your costs to sky-rocket.
Oh no, what have I done! I just opened the healthcare-can-of-worms again...
