The ONLY reason I prefer the F to the K is the swoopy, angled 4-into-1 exhaust. I just like that header better than the 4-into-4 ones. I like the 400's header better, with it's flat collector as opposed to the 550's box, which tends to group the pipes a bit too close for my tastes, but the 550F exhaust is nearly as good looking.
Performance is NOT an issue, but that artistic sculpture of an exhaust is. I have NEVER seen a feature on a motorcycle that I found so drop-dead SEXY as that 400F/550F exhaust.
However, people seem to agree with me and 550Fs and 400Fs are hard to find, so I'm thinking of "settling" for a K, and then later "convert" it to F specs with NOS parts.