If you live someplace dry, with high winds daily and a fine soil type, a second filter might save you a long walk (cell phones don't work in alot of the places I ride) And I don't want to screw up my riding time because someone thinks two filters aren't necessary.
Some of you guys know I have a dune buggy. Now this is an extreme case because it's offroad in VERY fine sand with it getting slung everywhere. My fuel system consists of an alum. tank with a sediment bowl (think old farm machinery) into an electric fuel pump which has a built-in filter, then to a pressure regulator, into a cleanable inline filter, then to my pressure guage, and finally into the last filter which is in my carb body (DRLA 36 Dellorto)
I will usually find sand in the sediment bowl after a couple hours running, and occasionally have an idle jet get plugged from sand. This was after I replaced EVERYTHING except the gas tank which I REALLY washed out and steamed, and went completely through the carb. It just gets in there.
Same goes for the bike, that dirt and sand doesn't give a #$%* if Honda engineers thought one filter was enough. You have to remember these bikes were built to a cost.