Hello Gentlemen,
This is Spanner's Missus, the one with the plaid bike. I was reading some of the posts and felt the need to add my two cents. Like my hubby I am also Euro-trash. I was raised in Germany and only returned to the States in the mid-nineties. Back home in Germany when I was selling cars and motorcycles for BMW, I was required to have health insurance but my insurance company did not make a profit from selling health insurance. My insurance company made a profit from selling me my auto, life and homeowners insurance which were separate divisions within the same company. If I had been poor, the government provides services so I wouldn't have to worry.
Ed, you have great confidence in your health insurance contract. Pity your insurance company doesn't feel the same way. Their profit motive requires them to deny you benefits. Even though you're here defending them, they will still deny you coverage and drop your policy. I did laugh at a few of your assumptions... "people today don't want to work hard to get the things that they want"..."They want to get those things for "free"..."They expect the government to bail them out of the messes that they create." Sounds like Wall Street to me. "They want to live a life of excess, and they don't care about how it gets paid for" That sounds like a headline from November 08. Plus, I wonder what color and class you think all those selfish and lazy people are.
Cville, where do I start?
"I would like to ask why so many seem to think that insurance is a basic right?" No one thinks that.
"Boggles the mind when people start assuming businesses should run at little to no profit simply because the industry they are in is an emotionally charged one." It does boggle the mind. I'm not sure how to overcome this objection since you reduce our most important moral choices to an 'emotionally charged' issue. Why do you think doctor's have taken the Hippocratic Oath since medicine started? Do you think it's because their profession is 'emotionally charged' or because it shapes the basis of our morality? Let me be clear for you...access to health care is a moral issue. It is immoral to profit from the risk of illness and suffering. That is why NO ONE else does it...not even the Swiss, God love them. The rest of your argument doesn't make sense either. Are you saying that bio-tech isn't profitable anymore? And since when are insurance companies funding hospitals?
The profit motive applied to health care is immoral. Plain and simple. Let's make our money elsewhere, like selling Snuggies and Chia Pets or computer chips and iPhones. Let's invest our money with them and reap the profits but we ought not to profit from insurance companies denying coverage to sick people. There are better ways to make a buck.