Finally found the sweet spot on the brake adjustment, no squeak when riding, and not even when stopping! YES! So, I went for a 15 mile ride. It was this bike's first trip to a gas station with me, then the beach, then dinner at a restaurant. I couldn't believe how many people stopped me to talk bikes in that short ride!
Now I just need to figure out why the idle climbs as the engine heats up. After just 10 minutes the idle climbs to around 3500 RPM. I have to slip the clutch a bit at the lights to bring it down, which I know is not a good thing to do.