looks like we need a health care reform thread.
He does not address the skyrocketing cost of health care, I see that primarily coming from the medical profession itself.
I know they blame it on malpractice suits and this and that, but, personally I think it is more a change from
I have recently had personal experience in this. My Brother is an MD and also was the VP of a Hospital and they were being driven under by the Insurance Companies, who make short payments and when called on it, they send you the corrected amount 90 Days later.
I have not hidden the fact I am being treated for Prostate Cancer. Having said that I as lucky enough to have a Company that does not nit pick and they have covered all types of special tests the average guy does no usually get. I get statements and this is what I see:
Biopsy Procedure:
Full charge $1,500
Reimbursement to provider $ 370
I did not have to make up the difference, I only paid a $35.00 office visit copay.
Now the question in my mind is was this a $1,500 procedure or a $370 procedure? If the MD was willing to take $370
from HealthNet, who is going to pay $1,500? In my mind the fee should be $370. The poor Pr1ck with no coverage gets hammered. The fee should be $370.
The same disconnect happened with all the special MRIs, Bone Scans and the other unspeakable tortures I have been subjected to.
No one should not be able to receive good care, and no one in less fortunate situation then mine should be given second rate care. If we have a State run plan, or a Federal Plan, we need a plan that works. I am favoring a State plan since it shaves off one level of Bureaucracy.
My former employer writes into their contracts with the Insurance Companies, that they cannot invoke preexisting conditions on people like me. If not for that protection, as far as Insurers are concerned I am a dead man, if I could get coverage it would be so full of exclusions and expensive it would hardly be worth it.
My plan would have all Companies, Unions, kick in in their fair share forming a non profit Mutual Insurance Company. The State would kick in for the poor, since they pay for them anyway. Small employers and self employed people would pay their share. This is not counter to the American culture to form a non profit.
As the system works now, the smaller Hospitals are being driven out of business. St Vincents in NYC is on the verge of closing. The staff is taking a cut in pay including the MDs to help keep it open. There are so many Hospitals in NYC, they can probably take up the slack, but what about the smaller Community Hospitals that people depend on for primary and Emergency care, without a good stable system they will not be there for the people.
Obama, like him, dislike him or ambivalent toward him, is getting Schooled is special interest politics. This may be a point where we do have the States set up an interlocking State system, I say interlocking since if I was working in MA and someone banged into me while driving through one of those Rotary things they love up there, I could be treated.
The more I think about it, the more I am in favor of the States reclaiming what is theirs on many levels.