I love my 650. I don't care for the noisy cam chain, and i haven't had any charging issues. I think it has the best looking head out of all the SOHC4's. The motor seems tiny when parked next to my 750, and it definitly feels like a lighter bike. At least sitting on it in the garage, haven't ridden the 750 yet. I have ridden a 500, and the 650 has a lot more guts than that bike did. Mine probably was in a better state of tune though.
You can also pull the head and cylinders while the engine is in the frame, that's a plus. No points to mess with, and sadly no kicker.
It was also the last of the breed. Mine is an 82.