rhoss1355,im an old pommy aswell,im/were(my aussie wife)if you cant buy it,,you dont get it mentallity aswell,in the 80s i had a house i paid 38500 dollars for,,i also bought a mack truck for 35000 dollars two years later,,credit is needed in this big spend type thing,we had little luxuries,the mack broke a crankshaft two months after and cost 15000 dollars to repair!!!man what a nightmare,,,this is where credit comes in,,to my mind,,,not just spending for the hell of it on consumer throw away goods,,interest at the time was like 19percent!!,,look at the numbers,,the truck cost near as much as the house to buy,,and half again to fix it,,ive worked long and hard and got from behind that 8 ball,so have many others ,,im never going there again,,,ive been solvent for years now,,that was a bad period,,the saving grace was house prices skyrocketed after a few years and we cashed in,!!credit where its needed.having to move to keep your job at your expense sounds very unethical!!circa 1800s
