Topic: Progressive is progressively increasing my insurance rates...

[sangyo soichiro]

By about $15 per year.  I'm not really sure why they're doing this, other than for their own business reasons.  I haven't had any traffic violations....

Anyone else notice an increase in your insurance each year?

[bucky katt]

mine went down this year by a bit. dont know what to tell you there 

[ev0lve]

By about $15 per year.  I'm not really sure why they're doing this, other than for their own business reasons.  I haven't had any traffic violations....

Anyone else notice an increase in your insurance each year?

Since the insurance companies rate on a whole number of things it may be that your neighbors in your zipcode are careless drivers, it may be that that more classic bikes on the road has lead to more claims on your model, most worthless... it may be your credit rating has slipped a bit and statistically that means you're just a hair more dangerous now.

They have metrics for EVERYTHING but I'd guess your zip code is a bit more accident prone year by year... AND they want more money.

[Duke McDukiedook]

You have money and they want it.

$$$imple as can be. 

[Damfino]

My first year with Progressive was $75.00, for the renewal they wanted $99.00. I had no tickets, no claims, no reason I could see for an almost $25.00 increase. 

[sangyo soichiro]

By about $15 per year.  I'm not really sure why they're doing this, other than for their own business reasons.  I haven't had any traffic violations....

Anyone else notice an increase in your insurance each year?

Since the insurance companies rate on a whole number of things it may be that your neighbors in your zipcode are careless drivers, it may be that that more classic bikes on the road has lead to more claims on your model, most worthless... it may be your credit rating has slipped a bit and statistically that means you're just a hair more dangerous now.

They have metrics for EVERYTHING but I'd guess your zip code is a bit more accident prone year by year... AND they want more money.

Argh!  I bet that's it!  The damn credit score.  I don't doubt that, but what the hell does a proclivity for debt have to do with my driving?!  Damn system!  

Anyone that has read my posts in any fiscal discussion here in the forum knows how I feel about debt.  I hate it, and I don't get into it.  I pay cash for everything, including my house and cars.  Everything.  I have zero debt.  And I probably don't have a credit rating.  And I'll be damned if I go into debt just to get a better rate on insurance.

So rhetorically asking, who really is more responsible, someone like me that can get through life without having to borrow money, or someone who is in debt up to their eyeballs but has a "good" credit rating?

Credit rating is only a measure of how much someone likes debt.  #$%*ing system!    (Pardon my potty mouth.)

[BurtonWarpup]

I feel your pain man. My policy renews at the end of the month and it's $20 more this year. Progressive too. Jerks!

[Duke McDukiedook]

These days if you fart in the wrong direction they will use that as an excuse to jack your rates up.
Insurance companies are the debil. 

[my78k]

I always laugh when I hear you guys complaining about $100/year....try living north of the border!!!

I am paying $650 a year and that is ONLY because I have my house and 2 cars with the same company $330/month total!!)

Dennis

[sangyo soichiro]

Yeah, you know, I usually don't pay too much attention to it, and I don't make it a point to remember the numbers, but the number didn't feel right when I saw the bill this time.  I usually don't check and just pay it.  I didn't notice the first $15 increase.

Makes me wonder if they do that as a practice... to slip it under the radar for guys like me that normally don't pay attention.


But this time I'm going to pay it in person and ask why the increases.  I know it's probably out of their control, but I'm going to put them on the spot anyway.  

[sangyo soichiro]

I always laugh when I hear you guys complaining about $100/year....try living north of the border!!!

I am paying $650 a year and that is ONLY because I have my house and 2 cars with the same company $330/month total!!)

Dennis

Mine is about $233/year. 

[Nikkisixx]

My Progressive policy increased at renewal as well.  Been with them 10 years, no violations or accidents, good credit, own a home, blah blah.  I called to ask why they increased my premium and they said it was "internal cost structure changes" and had nothing to do with me or mine.  So, I took them up on the advertised offer to quote other policies.  Suprise!  They don't offer that service to existing customers.   

I changed to Allstate.

[ev0lve]

"internal cost structure changes"

Nice.

[Duke McDukiedook]

"internal cost structure changes"

Nice.

Ah yes, insurance doublespeak jargon for the good ol' unlubed, unannounced, unwarranted anal penetration.

[Nikkisixx]

Ah yes, insurance doublespeak jargon for the good ol' unlubed, unannounced, unwarranted anal penetration.

Thank you ma'am, may I have another 
Hey Flo!  How big is the wang you are gonna throw up in my butt?

[HedNut]

MAN!  $15 a year increase!... mine just renewed and I got a $20/month increase on my $5600/year fantatbulous policy... (even had 2 tickets drop off the record last year)  that's only for 2 vehicles and a house (my bike is not on there yet).... I'm being anal raped by the insuro-fairy!! Along with all my Canadian buddies.... it's so sad. 
  I will contemplate moving south for this.... yes ...yes I will.... ahah

[Duke McDukiedook]

Only to pay out the butt for your medical insurance, good luck with that move.

[BLUE71TURBO]

Go with Statefarm Insurance.  I've had the same agent for 30 years and no problems. 

[Nikkisixx]

Zombie thread - back from the dead!
I got a rebate check from Progressive today.  It seems they overcharged customers and the NC insurance commission spanked their ass for it.  Hooray for bureaucracy working in MY favor for a change!

[sangyo soichiro]

Zombie thread - back from the dead!
I got a rebate check from Progressive today.  It seems they overcharged customers and the NC insurance commission spanked their ass for it.  Hooray for bureaucracy working in MY favor for a change!

That's good news!  Now if only they'd go after the cable TV companies! 

[Damfino]

Zombie thread - back from the dead!
I got a rebate check from Progressive today.  It seems they overcharged customers and the NC insurance commission spanked their ass for it.  Hooray for bureaucracy working in MY favor for a change!

That's good news!  Now if only they'd go after the cable TV companies!  

Dish Network is increasingly dishing my monthly satellite rates!!!!

[Gordon]

Zombie thread - back from the dead!
I got a rebate check from Progressive today.  It seems they overcharged customers and the NC insurance commission spanked their ass for it.  Hooray for bureaucracy working in MY favor for a change!

That's good news!  Now if only they'd go after the cable TV companies! 

No #$%*!  We just got our cable bill and it's $70 more than it used to be!  It's this stupid Comcast "Xfinity" crap that we're apparently being forced to upgrade to or just cancel our cable.  I think we're gonna opt for canceling.  Don't really need it anymore anyway since we have Netflix streaming, Hulu, and iTunes video.  They're going to have to change their tune pretty soon once more people start using all of these other cheap or free "on demand" video services.   

[sangyo soichiro]

Zombie thread - back from the dead!
I got a rebate check from Progressive today.  It seems they overcharged customers and the NC insurance commission spanked their ass for it.  Hooray for bureaucracy working in MY favor for a change!

That's good news!  Now if only they'd go after the cable TV companies! 

No #$%*!  We just got our cable bill and it's $70 more than it used to be!  It's this stupid Comcast "Xfinity" crap that we're apparently being forced to upgrade to or just cancel our cable.  I think we're gonna opt for canceling.  Don't really need it anymore anyway since we have Netflix streaming, Hulu, and iTunes video.  They're going to have to change their tune pretty soon once more people start using all of these other cheap or free "on demand" video services.   

I cancelled my Comcast a few years ago.  I just had a standard package (not top of the line, but not bare-basic), and it was around $70/month.  $70*12=$840.  $840/year is just about a Mike Rieck stage III.  You could give up the cable and have a Mike Rieck every year!  (Mike, if you're reading, there's your new sales pitch; "Have a Mike Rieck!"  You're welcome.)   

And cable didn't allow me to pick and choose only the channels I wanted.  I only watched a handful of them, and the rest was all crap as far as I was concerned.  I've found out though that I can watch some of the shows online, right from the channel's websites.  So poop on Comcast.


Oh, and when I called to cancel, they offered to reduce my monthly payment!  That only pissed me off.  Why were they charging me so much to begin with?! 

[Gordon]

They keep calling us about once a week to tell us we need to get a digital cable box for our "other TVs", and they always seemed dumbfounded when we explain that we only have the one TV.  Apparently their computer system just doesn't recognize that as an option.

I guess that's not entirely true.  I do have a small TV in the garage, but there's no cable out there.  It's just for video games and dvd's. 

[The_Crippler]

Who or what is a "Mike Rieck stage III"?