I've been riding my thirty miles to work on days that are at least in the high 20's in the morning and middle to high 40's by the ride home, as long as there is no rain or snow in the forcast. I wear two pair of thinsulate gloves, one over the other. This seems to be sufficent in the morning, my hands are cold, but not painfully numb by the time I reach work. Lot's of layers of clothing helps.