As for in-line filters, isn't it all just a matter of opinion and choice?
I put one in when we did the carbs last summer just for added protection.
Only one extra? Gee, if you really want protection you should add three or four more of those in line filters.
Can't have too much protection or fuel to clean!
Filter 101-
Filters block all particle sizes larger than their membrane or mesh weave allows to pass.
The stock filter (in good condition) won't allow any particle size to pass that can block the smallest passage in the carbs, usually the slow jet, (or IMS if equipped). This means the carbs can't get stuffed if the stock filter is in good functioning order.
A second inline filter, (or third or forth, etc.) will only capture particles that:
A) would normally flow right on through the carbs/engine. Or,
B) traps finer, (inconsequential) particles until the filter becomes restrictive and/or blocks fuel flow. This adds a routine replacement interval to the scheduled maintenance of the machine, (which most operators don't do until there is a some sort of breakdown).
However, most immediate problems with inline filters on the SOHC4, is corrupted routing of the gravity feed fuel system from tank to carbs, as fuel doesn't often travel against gravity. (and flow gets progressively worse as the inline filters get more restrictive while trapping those finer particles. This issue exacerbates as the tank fuel level gets lower and the head pressure reduces.)
Of course, if the selected inline filter(s) passes particle sizes larger than what the stock filter does, it will never clog up, cause the stock one is doing all the work. But, it is also a pretty useless add on if it actually performs no active filtering function and messes with the smooth gravity feed transition from tank to carbs.
Cheers,