When I lived in Canada, most of the snow was just outside of town (Vancouver, BC).
Now, we won't see snow for another two months (or more) probably (Santa Fe, NM), and even then not much in town. But I can tell you that with the temps hovering a little above freezing when I leave in the AM, and the 80 mph ride on the interstate, that's one cold ride! Have already started wearing a balaclava and lined gloves and fleece inside my riding shell. The altitude makes up for the southwest location.