After some discussion with the insurance agent i found out i would have to pay a $700 deductable to claim it and file a police report of course...but given my past with the cops not doing anything to help when i have reported in the past, I decided its not worth the wasted trip nor the hit to my insurance, even the insurance agent agreed that it would be easier and cheaper just to rebuild the damage on my own time and money and save the claim for something worth it.