I've been with Progressive for a buncha yrs (10+?), the only downside is I can't have my bikes and cages on the same policy, $135/yr for either bike, one bike claim 2 yrs ago, my buddy pulled in front of me trying to avoid a deer, I hit him, we both went down. Paid him his own estimate for repairs to his bike, and his gf's medical treatment (he was unscathed), a burn on her leg and an ambulance ride with me due to my seperated shoulder, and $1000 towards my medical expenses. Plus, they are one of the few companies that I can call up and switch vehicles on the policy at moments notice. Just doesn't make sense to me to pay for multiple vehicles when I can only drive/ride one at a time. If I want to ride the Yammie, I call him up and put it on, if I want to ride the Honda next week, I call and swap them, sometimes 4 or 5 times a month. Same with my Bronco2/Ranger/Mustang, one at a time, switch 'em whenever I want.