Splitting the cases is actually pretty easy, especially if you have the top end off already. I recommend doing it now so you don't worry down the road. Chain stretch will have an impact on engine power, so you will see minor power improvement. The bottom ends are pretty bullet proof, so no real worry down there.
If you happen to snap any bottom end bolts during removal, then shoot me an e-mail. I bought some spares because I broke some a while back. If you happen to break any, then take the case to a welder to have him weld the broken piece back on. The heat from welding will loosen the remaining section of bolt and it will easily unscrew.