Your initial analysis is good as far as it goes. But, you left out a couple of important details. One is the fourth (actually first) way filters do their job, that of aperture size. When an ingress particle exceeds the size of a filter path way it is blocked from flow through. Further, that trapped particle seals that pathway and reduces the overall area or the total number of pathways available for air to flow through. This creates a cumulative "choking" effect and carburetor fuel enrichment over it's use lifetime.
The second oversight relates to the graph you've introduced. I've seen similar graphs before. It is valid only at air flow rates far below the max airflow capacity of the filter selected. Your graph shows the air filter operating well below the point where the pressure drop across the membrane becomes significant, such as at idle when the volume of air demand is minimal. At such speeds, when the filter approaches an overall area restriction due ONLY to reduced available pathways, the filter finishes clogging rapidly. But, your graph does NOT account for air demands above a minimal air flow requirement, such and high RPM operation.
Other filter performance graphs, chart the pressure drop across the filter membrane at air flow rates where it becomes significant. The filter cross sectional area is also significant and the paper filter loses cross sectional area as it traps particles.
The first graph compares a filter manufacturer's product offerings, and demonstrates characteristic of the same filter media offered in three different sizes. This shows how cross sectional area impacts the pressure drop and further shows how the increases in velocity (equivalent to engine volume demand increases with RPM) impact the pressure drop across the filter membrane.
You should be able to see that at any given velocity, the larger the filter, the less resistance or pressure drop occurs at the filter membrane. Further, the chart shows that if you are operating any of the filters at very low velocity, there is very little difference in pressure drop between the three different sized filters.
The second chart typifies how dust loads impact pressure drop at the filter, with 4 filters having different efficiencies relating to dust particle size blockage. The finer the filter (using the same initial filter area), the more rapidly the onset of a pressure drop increase with dust volume capture.
Perhaps to get a better overall understanding of filter parameters/functions, and capabilities, you might study this link. It's is NOT motorcycle specific, But you can gain a wider understanding of the various aspects or parameters involved in filter "performance".
http://www.dieselbombers.com/chevrolet-diesel-tech-articles/16611-duramax-air-filter-testing.htmlIt's a well observed phenomena that fuel mileage on carbureted engine, worsens as the air filter becomes more restrictive. The increased pressure drop from the reduced membrane area choking effect, causes more fuel to be drawn through the fuel jets, which leads to fuel enrichment, even when the exact same
volume of air is drawn through the filter membrane. This fuel enrichment is what diminishes fuel economy AND can rob power at high RPM due to less than ideal fuel fuel mixture. I've demonstrated this many times on my own Hondas, with air filter replacement or cleaning alone showing a dramatic change in both spark plug deposits/carbon fouling AND fuel economy.
As for prices; a new, stock Honda filter can't be had here in California for under $50, and I've seen dealer prices near $75. (If someone has a cheaper source, I'm sure willing to hear of it.) I need to include shipping charges if it isn't a local pick up. The Uni costs me $26 with tax at the local MC shop, and the cleaning recharge kit was about $25. Both have lasted about 15 years. It's pretty easy math to see a significant cost savings... for me, anyway.
Yes, I know the K&N and the Uni don't scrub the air quite as well as the stock paper one. But, I minimize that risk by not riding through dust storms. If your situation makes such practice unavoidable, a better filter, as well as frequent replacement, is more economical than engine rebuilds.
Cheers,