My 2 cents...
I myself have never used "kreem" itself as a product. That being said, I have encountered several tanks that have been lined, on both the automotive and motorcycle side of things. All of my experiences with lined tanks have resulted in plugged filters, carbs, etc when what was used to line the tank began to break down and ended up in the fuel system. Maybe "kreem" is a better product, maybe not. But with a rusty tank, I know exactly what I'm dealing with. The loose scale can be cleaned out, filters will keep the rust out of the carbs, and if the tank leaks it can be boiled and repaired (within reason), easy as that. Not the case with a lined tank. The stuff I have seen resists simply being boiled out at the radiator shop, and the tank can't be welded with that stuff in it. So, I don't use the stuff.
Thats just my opinion, and I've repaired some tanks before (including the one on my bike now), so I'd rather go that route myself, the end product is a metal tank that doesn't leak, isn't rusting and can be repaired again if need be. I'm sure people have used the stuff with success, and like I said, I haven't used the stuff on the market now, just had poor experiences with other lining compounds I have encountered.
Maybe someone with better knowledge of the stuff can follow up...