Author Topic: How much does your bike insurance cost? (Read 4074 times)

clarkjh · « **Reply #25 on:** June 06, 2007, 07:37:15 AM »

my78k

I didn't need to have mine appraised. NB instead of ON. But mine does cover up to $1/2 a million

James

jevfro · « **Reply #26 on:** June 06, 2007, 08:10:45 AM »

in WA, still don't have any...(I know it's a stupid idea not to have any, knock on wood!) it's not required and I'm too cheap (plus I'm about to do a engine tear-down) Maybe when I start riding it daily again I will ante up!

dusterdude · « **Reply #27 on:** June 06, 2007, 09:01:40 AM »

state farm,3 bikes with elevated coverage,not sure what i have,almost 400 bucks a year.thats with liability and bodily injury.

oldfordguy · « **Reply #28 on:** June 06, 2007, 09:13:54 AM »

State Farm - Kansas - '70 CB450K3 - $57.17 /year

Matt

DrMark · « **Reply #29 on:** June 06, 2007, 10:22:47 AM »

Eastern Iowa, Progressive Ins. 50K/100K coverage is $75/year for my 1978 CB550K.

sandcastcb750 · « **Reply #30 on:** June 06, 2007, 10:50:08 AM »

It depends on the state government. Here is Massachusetts, we have No-Fault which = high costs.

No insurance and DMV (RMV in Mass) will not give you a licence plate

I have two CB750s (K1 and K5) with nothing but liability and they cost $220 each or $440 total.

They don't give multiple vehicle discounts for multiple motorcycles. They charge PIP (personal injury protection) on your policy but you don't get it (sounds like mafia protection money). You must have health insurance or you are screwed.

Most states give discount for antique plates on the bike. Here, you pay full price so why bother since antique plates restrict how much you can use the bike.

Bottom line is that we are looking legalized extortion.

736cc · « **Reply #31 on:** June 06, 2007, 01:52:31 PM »

Listen to this....19 year old driver w/ 1 ticket to insure a new gsxr750 is around $10,000/year

ic455 · « **Reply #32 on:** June 06, 2007, 10:42:55 PM »

Quote from: 736cc on June 06, 2007, 01:52:31 PM

Listen to this....19 year old driver w/ 1 ticket to insure a new gsxr750 is around $10,000/year

that's insane

DarkRider · « **Reply #33 on:** June 06, 2007, 10:55:47 PM »

Im in for about $640 a year on the Interceptor. Not sure what my K4 would have been..

Skonnie Boy · « **Reply #34 on:** June 06, 2007, 10:56:28 PM »

$81 a year through Geico, just liability. Not bad considering I just got 2 tickets (in my car) within a span of 2 months, after a 10 year dry spell. This is in Austin, TX on a '73 750K3. I'm 33. I was taken aback by how cheap it was, but I wasn't going to say anything. Bloodsuckers, the lot of them.

andy750 · « **Reply #35 on:** June 07, 2007, 05:41:48 AM »

In Boston, MA I currently pay $170 per bike (have 2 bikes) for basic liability (with optional $100K insurance same as Mick - and as sandcastCB750 said above here in Mass. we dont get multiple bike discount :-(

Badger 5 · « **Reply #36 on:** June 07, 2007, 06:20:44 AM »

Quote from: Skonnie Boy on June 06, 2007, 10:56:28 PM

$81 a year through Geico, just liability. Not bad considering I just got 2 tickets (in my car) within a span of 2 months, after a 10 year dry spell. This is in Austin, TX on a '73 750K3. I'm 33. I was taken aback by how cheap it was, but I wasn't going to say anything. Bloodsuckers, the lot of them.

Geico wanted me to pay just under 300 for basic liability. I went through Markel and got it for 150.

griff6-5-zero · « **Reply #37 on:** June 07, 2007, 07:26:08 AM »

I'm a 28 year old married male with two kids.....WNY

Geico wanted $208/year.

My friend is an insurance broker and found another company for me.

American Family Home Insurance $80/year, basic coverage..

Gordon · « **Reply #38 on:** June 07, 2007, 07:28:19 AM »

Wonder why Geico is so cheap for some (like Skonnie and me) and expensive for others?

Badger 5 · « **Reply #39 on:** June 07, 2007, 08:09:36 AM »

I my case I think they have some kind of grudge against Chicago.

bobsmith · « **Reply #40 on:** June 07, 2007, 08:10:06 AM »

$80 for 12 months, liability only on a '76 750k Geico, I'm 64 with a good driving record tho

toycollector10 · « **Reply #41 on:** June 07, 2007, 03:33:17 PM »

I live in New Zealand but USD $7500 cover on my K0 is USD $375 which includes $750,000 3rd party cover.

sandcastcb750 · « **Reply #42 on:** June 07, 2007, 06:48:52 PM »

The difference in Geico prices may be whether they think you are a caveman or not?

Magpie · « **Reply #43 on:** June 07, 2007, 06:55:02 PM »

Government insurance with a "Collector" plate about $400 a year with theft and collision insurance valuing the bike at $5000 - probably low value. An old, classic owner too.
Cliff in British Columbia, Canada

techy5025 · « **Reply #44 on:** June 07, 2007, 10:05:48 PM »

In Orlando, Fl., I'm paying 88 bucks each for 100/300,000 on the CB's. For the CBR F4I, I am paying 116 bucks for 100/300 and 500 deductible comprehensive....which I got mainly for theft coverage. All per year with State Farm. Maybe being 63 with a clean record helps.

Funny that the liability for the CBR is cheaper then the CB's ...$78 vs. $88.....huh.

Jim

Magpie · « **Reply #45 on:** June 07, 2007, 10:15:34 PM »

Maybe I should have added that for my ST1100 it's $1400 a year which includes a 40% discount for a clean driving record. Not cheap!
Cliff.

Jerry Rxman Griffin aka MuthaF'er · « **Reply #46 on:** June 07, 2007, 10:35:26 PM »

$45/full year liability only with Dairyland.

News:

Author Topic: How much does your bike insurance cost? (Read 4074 times)

bobsmith