A dremmel tool can cut through a lot without destroying the disc. Just make sure you keep the disc perpendicular to the cutting surface, and don't push hard. It cuts very fast, and very accurately. I see a lot of people destroy loads of dremmel discs in seconds because they are trying to force the cut, not keeping the disc perpendicular, or are leaning the disc through the cut. Just let the disc do the work.
I use the thinner discs if I want to cut quickly. The tool only has so much HP to offer. If you use a thicker disc, then you will need to slow down your cut due to HP limitations. If you have steady hands, and know how to use a dremmel, then you can accomplish what you want quickly and with minimal discs.
Camelman