Well im currently in the process of rebuilding my engine and since i had the engine out of the bike i figured i would spiff that up and paint it, one thing led to another but i think its worth it. I too have a 400/4 i had my cylinders planes, honing, valve machining etc. all this machine work cost me 260 $, I figured a would replace all the cam chain related stuff, they had big gouges in them= no good. guide, slipper, and new cam chain is about 180$, new tappet covers 30$, allen head screw kit 65$ i think, Zinc plating the rest of my screws etc. 90$, New seals, 150$ (all oil seals gaskets etc. get the good ones!) new rings 85$, 2 part epoxy primer, basecoat(vht) 2 part clear. 120$ new oil filter bolt and filter 20$, I too am on a budget and im trying to do as much of it as possible. but i really believe that spending all the money now up front for the best parts and make it look great is better then doing it over a long period. hope this helps. I love my little 400/4 so i give her the good stuff, she wont cheat on me