Chains should be checked, cleaned and lubed often.
 It only takes a few minutes to adjust the chain. If I were closer, I'd show you how. You should consider this a safety item. You don't have time to adjust the chain? Do you have time to wait for a tow truck or, worse yet, an ambulance, when you throw the chain or it breaks because it's not adjusted correctly?
 If you ride 40-50 year old bikes, you HAVE to learn to do minor maintenance on them. Period.