Author Topic: Insuring a custom cafe build in Ontario  (Read 46 times)

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Offline steve_K8_CB750

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Insuring a custom cafe build in Ontario
« on: June 26, 2020, 06:12:26 am »
Hi All, I'm just finished my CB750K 1978 custom brat build. I have made modifications to the frame, everything is done well/safely, the bike looks and runs great. Now it's time to insure the bike, and I have been hitting a real wall when trying to find an insurance company that will insure it. I have been told my Dalton Timmis that they will only insure "custom motorcycles that use a kit frame. I was wondering if anyone has had luck with having a cafe racer with custom mods to the frame insured?

Thanks for your help.

Offline BenelliSEI

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Re: Insuring a custom cafe build in Ontario
« Reply #1 on: June 26, 2020, 07:12:36 am »
Steve...... I’ve had the same issue,in Ontario. The Insurance companies seem to be totally in charge, doing whatever they want. My advice: still got the Honda frame and vin number on your bike? Quote the number and don’t tell them anything else. Value the motorcycle under $3,000 so they don’t ask for an appraisal. Good luck.

Offline david 750F

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  • 1976 CB750F
Re: Insuring a custom cafe build in Ontario
« Reply #2 on: July 02, 2020, 08:18:12 pm »
Follow Benelli SEI’s advice.
Hopefully you still have the stock VIN on the frame. Insure it as a 1978 CB750, don’t ask about Vintage insurance as they will request an appraisal.
You won’t be able to get full coverage (theft etc) without an appraisal, so don’t go that route.
1976 CB 750F