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Offline bikerbart

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canadian insurance
« on: November 17, 2010, 11:11:24 AM »
Hi all,I am in the process of emigrating to vancouver(New West)and am wondering how much insurance will be for my 73 Cb750k?Any one have a ballpark figure I can be looking at?I am 43 if age has anything to do with it,been endorsed for about 20 yrs.Thanks to any canucks who reply. :)
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Offline HedNut

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Re: canadian insurance
« Reply #1 on: November 17, 2010, 11:24:03 AM »
For the most part you'll probably crap yourself when they quote you. (from what I've heard some of the other guys paying in the States)

For my 78' I'm looking at approx. $1000/year....had my bike license for 6 years.   This is from my current Insurance company... I plan on doing some shopping around before I lock in.    I'm hoping to get it down a couple hundred more.  Also considering your age and time on 2 wheels... you'll probably be half that.

I'm in Ontario though...and apparently we have some high rates... may be less in the Couver'!
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Offline bikerbart

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Re: canadian insurance
« Reply #2 on: November 17, 2010, 11:41:57 AM »
Holy Sh*t!Oh No. :o.maybe I will just keep my collectible plates on it from Wa.and just ride it.
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Offline Duke McDukiedook

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Re: canadian insurance
« Reply #3 on: November 17, 2010, 11:54:27 AM »
Yep, you better have a lot of spare green to live in Hongcouver, that place is expen$$$ive.
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Offline bikerbart

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Re: canadian insurance
« Reply #4 on: November 17, 2010, 12:30:40 PM »
no sh*t.My wife is Canadian and just got promoted.She's the "professional"in our family,I have always been blue collar.The family farm is in ferndale so I will just keep its collectable plates and call it a day.I am kind of nervous moving on up,but it is for the sake of my 4 year old.I want the taxes I pay go to health care and not a WAR machine.I do realize I will be paying a lot in taxes.
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Offline HondanutRider

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Re: canadian insurance
« Reply #5 on: November 17, 2010, 01:22:14 PM »
I just got my renewal for the year, starting in January.  This policy covers two of my bikes, the 2003 Goldwing and the 1981 CB750-K.  My 1974 CB350F has to be covered elsewhere as it is over 30 years and this company doesn't cover vehicles that old ???.  At any rate the renewal is $557 for full coverage on the Goldwing and $305 for just Liability on the CB750-K. 

These rates seem pretty reasonable to me for the location I'm in (Ontario) except that I can't ride both bikes at the same time.  Compared to other locations, these Canadian rates are still probably high.

In BC you have the option to license ensure older vehicles (including motorcycles) as vintage or "collector" as I believe they are called.  In fact, a "collector" plate can be applied and used on more than one old vehicle, such that you are ensuring only one is ridden at a time.  Hence, insurance on a collection of older vehicles is considerably less than it would be elsewhere (e.g. in Ontario) as you don't need to pay for individual coverage for each.
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Offline Duanob

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Re: canadian insurance
« Reply #6 on: November 17, 2010, 02:18:20 PM »
Quote from: bikerbart on November 17, 2010, 12:30:40 PM
no sh*t.My wife is Canadian and just got promoted.She's the "professional"in our family,I have always been blue collar.The family farm is in ferndale so I will just keep its collectable plates and call it a day.I am kind of nervous moving on up,but it is for the sake of my 4 year old.I want the taxes I pay go to health care and not a WAR machine.I do realize I will be paying a lot in taxes.

Good on ya dude and welcome to the "So I married a Canadian" club. Don't be fooled by the "socialist" label, Canada, especially BC is an awesome place! Everything that is public is nice and clean, at least compared to our state. If this place keeps getting worse down here (Thanks for that Tim Eyman) my wife and I will be heading north as well some day soon.
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Offline bikerbart

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Re: canadian insurance
« Reply #7 on: November 17, 2010, 02:26:05 PM »
If the current economic and political climate continue down this path in this country,then I would be proud to be called a "socialist"
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Offline Duanob

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Re: canadian insurance
« Reply #8 on: November 17, 2010, 02:31:38 PM »
Quote from: bikerbart on November 17, 2010, 02:26:05 PM
If the current economic and political climate continue down this path in this country,then I would be proud to be called a "socialist"

My wife is in healthcare and she always shocked at the way America treats it's less fortunate. Not just the poor but the elderly, handicapped, war veterans, etc. Anyway depresses me to think about it so I'll got back to tinkering with my bike  ;D
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"Just because you flush a boatload of money down the toilet, doesn't make the toilet worth more",  My Stepfather the Unknown Poet

1974 CB360T
1976 CB550K2 Resurrected
1976 CB550F2 Barn Find
1979 CX500 VG "HONDA-GUZZI"
2007 Moto Guzzi Breva 750ie
2015 BMW F700GS
Another 1976 CB550K Cafe?

  __o
_- \_<,
(*) /' (*)

Offline FunJimmy

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Re: canadian insurance
« Reply #9 on: November 17, 2010, 03:03:20 PM »
Bart

Welcome to Canada!

Insurance in B.C. is expensive, but the coverage is good and we insure for uninsured motorists so you don't have to worry about selling the house to pay medical etc.

Collectors status will reduce your annual costs to somewhere in the $400.00 range, but you might have to remove the fairing to get approved. Collector plates are given to stock collector bikes and not customs.

Moving to a new town can be a bit unnerving till you get to know the place and the people, so drop me a note when you get in town and maybe we can show you around.


Cheers
FJ
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Offline bikerbart

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Re: canadian insurance
« Reply #10 on: November 17, 2010, 03:55:20 PM »
Thanks Jimmy.I love the couv.Its my favorite place so far.all the people I have met through my wife are great.removing the fairing is no big deal.i'll look you up.Cheers.
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Offline my78k

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Re: canadian insurance
« Reply #11 on: November 17, 2010, 04:05:33 PM »
Bart, I know others are far more familiar with insurance outwest but I know in my case (and a hint for HedNut) that it makes a huge difference moving all your insurance to one company. My CBR went from 1200/year to 600 when I moved my cars and house to Staefarm.

Weird thing is they seem to insure by CC so my CX500 is almost exactly the same as the CBR was!!!

Currently I am paying around 600/year. Ofcourse throw in 2 cars and a house and I am up to about 360/month!

Dennis

As for the rest of the political discussion I will steer clear! But welcome to the great White North!
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Offline FunJimmy

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Re: canadian insurance
« Reply #12 on: November 17, 2010, 04:27:31 PM »
Quote from: my78k on November 17, 2010, 04:05:33 PM
Bart, I know others are far more familiar with insurance outwest but I know in my case (and a hint for HedNut) that it makes a huge difference moving all your insurance to one company. My CBR went from 1200/year to 600 when I moved my cars and house to Staefarm.

Weird thing is they seem to insure by CC so my CX500 is almost exactly the same as the CBR was!!!

Currently I am paying around 600/year. Ofcourse throw in 2 cars and a house and I am up to about 360/month!

Dennis

As for the rest of the political discussion I will steer clear! But welcome to the great White North!

Dennis

Unfortunately in B.C. we are subject to the government run insurance monopoly of ICBC for all our basic liability insurance. The private sector can offer collision and comprehensive (fire & theft) but ICBC will have to underwrite the main policy.

fj
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Offline 754

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Re: canadian insurance
« Reply #13 on: November 17, 2010, 07:58:44 PM »

....B.C. = BRING CASH.... >:(   :(   :o

 FJ, there is talk that period mods may be allowed on vintage now, not positive. You can find out a bit about it on B.C. classic Motorcycle Club.. may have to write BC in full. Nice little club, Magpie just joined up..
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Offline FunJimmy

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Re: canadian insurance
« Reply #14 on: November 17, 2010, 08:00:08 PM »
Quote from: 754 on November 17, 2010, 07:58:44 PM

....B.C. = BRING CASH.... >:(   :(   :o

 FJ, there is talk that period mods may be allowed on vintage now, not positive. You can find out a bit about it on B.C. classic Motorcycle Club.. may have to write BC in full. Nice little club, Magpie just joined up..

Frank

Thanks for that.
I'll check it out.

Cheers
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